Charge and you may costs

This new terms and conditions to your home mortgages need you to discovered regular paycheck, societal shelter or your retirement repayments and employ DNB as your relaxed lender.

Calculation out of active interest levels

BLU Start:Amount borrowed NOK 2 000 000 as much as 85 % from market value. Nominal interest step three.39 % p.a beneficial. Annuity loan with productive interest step three,52 % p.an effective. including top-prevent payment NOK step three 190 and instalment commission NOK 65. Rates NOK 990 890, complete NOK 2 990 890 over twenty five years.

Amount borrowed NOK 2 000 100000, nominal interest 4.69 % p.a great. having step three 12 months repaired rate. Annuity mortgage having active rate of interest 4.87 % p.an excellent. and additionally front side-end fee NOK step three 190 and instalment percentage NOK 65. Costs NOK 1 422 590, totalt NOK step three 422 590 over 25 years.

Car loan having young adults having advance payment 35 % or maybe more:Amount borrowed NOK 150 000 as much as 65 % of purchase price. Annuity loan that have affordable interest 4.74 % p.a great., active interest rate 6.54 % p.a. together with top-end fee NOK dos five hundred and you will instalment percentage NOK 65. Pricing https://elitecashadvance.com/loans/safe-payday-loans/ NOK twenty-five 484, full NOK 175 484 over five years.

Loan amount NOK 50 000. Nominal interest % p.good. Annuity loan having energetic interest rate % p.an excellent. and side-prevent payment NOK five hundred and you may instalment commission NOK 50. Total cost NOK 68 777 more five years.

Fixed-speed home loan Saga:Loan amount NOK 2 one hundred thousand 100000, moderate interest cuatro.69 % p.a great. to have step three year repaired speed. Annuity mortgage with active interest cuatro.87 % p.a great. also side-avoid commission NOK step three 190 and you may instalment commission NOK 65. Cost NOK step 1 422 590, totalt NOK 3 422 590 over twenty five years.

Car loan Tale and you can Saga Precious metal having thirty-five % down-payment:Amount borrowed 150 100000 NOK doing 65 % from price. Annuity mortgage having affordable interest 4,74 % p.a great., active rate of interest six.44 % p.a beneficial. including top-avoid fee NOK dos three hundred and you will instalment fee NOK 65. Pricing NOK 25 259, full NOK 175 259 over 5 years.

Saga Exchangeability set aside:Amount borrowed NOK 70 one hundred thousand. Moderate interest %, energetic interest rate % plus front side-avoid percentage NOK five-hundred. Prices NOK 4 574, total NOK 74 574 more than one year.

Real estate loan up to 75 % of ount NOK 2 100 000, around 75 % of market price. Moderate rate of interest 4,30 % p.good. Annuity financing with energetic rate of interest cuatro,forty five % p.an excellent. including top-end payment NOK step three 190 and instalment payment NOK 65. Cost NOK step 1 286 390, complete NOK 3 286 390 more twenty five years.

Household equity line of credit:Amount borrowed NOK 2 one hundred thousand 000, doing 75 % away from market price. Nominal interest 4,31 % p.good. Annuity loan having energetic interest cuatro,forty-five % p.good. together with front-avoid payment NOK 3 190 and you may instalment commission NOK 65. Cost NOK step one 286 390, overall NOK 3 286 390 more than twenty five years..

Fixed-rate home mortgage:Loan amount NOK 2 one hundred thousand 000 around 75 % away from market price. Nominal rate of interest 4.74 % p.an effective. to have step 3 12 months fixed rate several months. Annuity loan which have active interest rate cuatro.ninety-five % p.an excellent. and additionally top-prevent fee NOK step three 190 and instalment fee NOK 65. Costs NOK 1 439 690, overall NOK step 3 439 690 more twenty five years.

Environmentally friendly mortgage loan:Loan amount NOK 2 100000 100 up to 85 % out of market price. Affordable rate of interest 3.39 % p.an excellent. Annuity loan which have active interest step three.52 % p.a great. and additionally top-prevent payment NOK step three 190 and you will instalment percentage NOK 65. Cost NOK 990 890, totalt NOK dos 990 890 more than 25 years.