IV. Estimation

Inside part we establish the findings. First, inside point IV.An i define some elementary correlations between student loan financial obligation and homeownership, including how this type of develop across the lives stage and you may are very different from the studies peak. Within the section IV.B i let you know the results of many regressions, wanting to target brand new endogeneity off education loan debt by the controlling to have observable qualities. All of our chief personality approach, having fun with a crucial varying strategy and the therapy/manage group framing, is detail by detail from inside the area IV.C. We following establish the outcome into the part IV.D. Inside sections IV.Age and IV.F i discuss possible problems of our pinpointing assumptions and you can work with several assessment so you’re able to examine them. Fundamentally, inside the point IV.Grams we guess the outcome off college loans on individuals’ credit scores and you will unpaid standing while the size of the financial stability. Continua a leggere