Whilst it can be technically feel like an intelligent financial proceed to use that cash to repay large-focus financial obligation, establish a downpayment for the property, otherwise see another quick you need, you should resist the urge and then leave the 401(k) cash correct where it is. The bucks already provides employment — helping you manage dining, homes, and you will drug if you’re too old to work — and the simply reason you will want to previously take it out is actually getting a real lifetime-and-dying emergency.

Here are five big reasons to leave the money on your 401(k) by yourself you don’t possess big regrets later on. Continua a leggere