( seven ) The financial institution will file written down its studies and you may outcomes for for each use of the rating tie-breaker methodology.
Scoring conditions into Standard Loans.
A financial shall adopt within its scoring methodology for its Standard Money all the adopting the kinds of scoring standards, including at least one houses you prefer under all of paragraphs (e), (f), and you can (g) of the part, apart from a financial is not needed to take on the rating expectations getting homeownership by lower- otherwise modest-income households for the paragraph (c) with the part if your Lender allocates at the very least ten percent of the requisite annual AHP contribution to your Homeownership Lay-Away Applications, and a lender is not required to look at the brand new scoring traditional to have Financial region priorities within the paragraph (h) in the point:
Software to have owner-occupied programs shall be provided issues considering a decreasing scale to-be influenced by the lending company with its AHP Implementation Plan, looking at percent off products and you may focused income accounts
( 1 ) Homes otherwise products donated otherwise expressed of the government otherwise people department otherwise instrumentality thereof; or